Google

Friday, November 5, 2010

Health Insurance Companies Invest in Fast Food Industry


Have you ever wondered how insurers drum upcoming events? It is very simple: only invest in companies whose products are chronic degenerative diseases, people drive with more care and therefore more confident.

The profits of insurers are invested in industries that make people sick and diseased, they returned to health insurance over the road. This is a smart enough business model for an industry that seems to be focused on the almighty dollar and obviously no real concern for the health of its customers. If anything, the insurers hope you sick!

Corporate conspiracy to keep you sick and sick
The alliance against nature between giant corporations who conspire to keep you sick are more common than you think. In addition to insurance companies billions of dollars in equity shares in fast-food companies, pharmaceutical companies now have significant shares of the popular vitamin companies - those cheap, vitamin unnecessary chemicals sold in places like Wal-Mart and Walgreens occur.

Investors in the mainstream media are some of the same companies that have the medical imaging equipment manufactures machines that produce and CT and mammography. And did you know that the American Dental Association patents to materials used in dental fillings of mercury, which is one reason why the ADA continues push for the installation of toxic mercury into the mouths of children.

This ownership of fast food companies by the health insurance corporate giants demonstrates a deeply disturbing fact about the entire sick-care industry It really is about profits rather than health. If they can make an extra buck feeding you the very junk foods that are causingcancer, heart disease, diabetes and strokes, they will absolutely jump on that profit bandwagon no matter what the cost in human lives, pain and suffering.

What you have invested?
There is a story even more so, by the way. Although it seems contradictory that all insurers should invest in fast-food chains, the sad truth is that many institutional investors holding billions of dollars of shares in pharmaceutical companies. Your involvement can hold important positions in Big Pharma. Your employer can invest in your pension vaccine, pushing companies.

At this stage, a good time, indeed, according to a review of the investment you might have and make sure you do not inadvertently investing in the nature of the companies whose shares resistance.

Personally I do not have a dime invested in a pharmaceutical company, the oil company, junk food company or a fast food chain.
I prefer to focus on "green" investments that things I believe: renewable energy, food to support businesses, etc. Did you know that Cyanotech, the company that makes the Hawaiian Spirulina is a limited company? You can actually own actions (Cyanotech not me, but only because I am not a conflict of interest when I write about them). Vitacost.com is a public company, like many businesses in the area of natural products.

If you own shares in mutual funds, you may be surprised to know where your money is invested. You actually have to research a little about where these funds redirect your money. Most of them invest in Big Pharma, one way or another.

Remember that every dollar spent in the pharmaceutical industry is a dollar that will be used to further extend the slavery of the medical population through vaccines, drugs, chemotherapy and other hazardous chemical treatments. The best way to protect the health of future generations to protect the incomes of investment by large pharmaceutical companies and dollars of the United States by refusing to starve their products or stock price.

It is easy to criticize health insurance companies to invest in fast-food chains, but it takes some courage and maturity to make your own investment review and ensure that they support the right of companies do.

Could you pass the integrity test of investment?
One thing I learned about people in this world is that some people are so incredibly greedy and selfish to put their money somewhere that makes the most money, regardless of where it is invested. Even some people in the natural health industry in this way, when an annual return of 15% by investing in Big Pharma to do!

Here is something to ask me. This is a quiz integrity, really: If you had an annual return of 5% to invest in renewable energy, or an annualized return of 15% to invest in a vaccine pushing pharmaceutical company, who would you choose to really invest? Also remember that your investment in private and nobody knows what you've invested in.

If you honestly say you earn less money supporting more natural and health friendly, you should test the garden and many overwegen himself one of the few in our world that work with integrity.

Friday, October 22, 2010

The rising cost of health insurance hit small employers


Nelson Davis runs a video production company in Hollywood with six employees. He used all his workers' health insurance premiums to pay.

If prices continue to rise - they have doubled in recent years - Davis reduced to only pay half the cost of health care and workers required to handle the rest.

 Now he thinks cutting back and only 40% of insurance premiums.
And the course of events, Davis said he would not be surprised if its share fell to 25%. "We must look with a cold, bright eyes," he said. "There is very little you can do - either reduce or cease to offer."

Federal and state control officers Anthem Blue Cross rate "increases up to 39% for the insured individual. (The insurer announced Saturday that the increase will be postponed until May 1)
But the financial problems was also difficult for small businesses that offer health coverage to workers.
Many small businesses are up nearly 30% last year, brokers say.
Success of these costs for our customers is often impossible. Most small business owners know they will lose sales when the price of goods or services Jack.

So, like Davis, they face the unpleasant choice of health coverage to reduce or remove the whole.
"They are not the profit margins of major employers," said Steven D. Turner, an insurance broker specializing in insurance Encino in small groups. "There is no money for health benefits
".
He said that the monthly premiums for clients rose from 18% to 30% last year.
Higher prices charged by most major insurers, brokers say. Anthem Blue Shield of California, Health Net - each small group has notified customers that the premiums increase.

Insurers pay the rising costs of health care as a factor in rising rates. But brokers and small businesses are wondering how these higher costs lead to such a stratospheric rate increases.

"The increases we are seeing now more than ever," said Rick Martin, an insurance broker West Los Angeles that deals with many small businesses. "I have a small number of large increases over the past 35 years. These are the most dramatic. "

Paula Wilson, an insurance broker of Temecula, the rates on his small group of customers has increased by about 15% on average. "I have seven extensions on my desk now," she said. "The average increase was 12.7%."

Wednesday, October 6, 2010

Personal Medical Insurance


Usually most people are accustomed to their health care coverage through their employer, or perhaps the government. But now, people are increasingly turning to individual insurance. The key to finding an affordable plan is not as difficult as one might think.

Individual health insurance plans cons sponsored social
Individual health insurance to extend coverage to an individual or family. Contrary to popular belief, no individual health insurance does not mean you pay more for less. Most people choose to buy insurance because their employer pays at least 50% of premiums every month.
But there are caveats to sign for the coverage group.
Individual health insurance offers the same coverage as group policies. However, coverage of the group is a one size fits all deal, even if your health needs can be very different from the person sitting beside you. With savings plans sponsored, you must pay for coverage you do not need or if you may be something that you have booked. With the health insurance plan may be your specific health profile.
And unless you're willing to pay for COBRA, quit your job means losing your insurance. If you are an individual health insurance plan, your coverage stays with you until you can afford. That means no holes in coverage in a layoff or if you are between jobs.

How to choose a health plan individual insurance
That each health plan you choose to use depends largely on your personal health needs, financial situation and other personal circumstances.
Some things you might want to remember that if you're in good health and not the doctor very often, you may want something that gives you coverage in case the unthinkable happens to find. You may want an HSA (health savings account) with a health insurance high deductible individual examination.
For those looking for more extensive services and / or are more prone to ill health, a preferred provider organization (PPO) or Health Maintenance Organization (HMO), your best bet.
This is usually a lower deductible and higher premium. These forms of individual health insurance plans give you complete coverage and major medical.

Finding the right suit your needs health insurance
If you own your company, retire early, or working for an employer does not offer group coverage, you're likely going to have to find an affordable individuality Medicare. In fact, it is essential to have a healthy financial future. Unforeseen medical care, including hospitalization, serious illness and injury, and the exorbitant costs associated with them can result in many people struggling to make ends meet and can often lead to bankruptcy. It is therefore essential that you take the time to read through all HealthInsuranceUSA.com Provides information for you the best, most informed decision.

Saturday, September 18, 2010

Health Insurance Make Change for Workers


Although legislation recently passed away due to health care will affect the most spectacular Americans who have no health insurance, most nonelderly Americans, about 160 million should continue to receive coverage through their employers . But workers can not see what the changes resulting from the new health law.

Does my employer  to offer  for a new benefits?
Yes. Starting as soon as this fall, health plans of companies that allow employees to keep their children about their plans so that children of 26 years to offer. Employers will be banned and bring some life caps, caps annual payments to their employees.
Companies will begin offering the new plans for gezondheid be subject to other conditions, including a mandate for you to start in 2014 at a pakket "Voordelen critical" should be more comprehensive than a typical werkgever provided welfare plan . (Employers with existing health plans would be exempt from this new requirement.)

My employer will be able to scale back?
Yes. Most employers now offer health plans that would be able to determine the nature of medical benefits to their employees, potentially increasing co-payments and deductibles or reducing their plans cover change.

What happens to my premium?
It's hard to say, but most should continue to increase in coming years.
The nonpartisan Congressional Budget Office estimates that by 2016, an average individual policy issued by a major employer would be about $ 7,300 a year (and a little more for workers in small businesses costs). An average family policy would cost about $ 20.300 per year (and a bit less for employees of small businesses). As it is, the premiums would probably be shared between employers and employees.
By comparison, in 2009, the average employer-provided policy costs $ 4,824 per year individual, and family policy the average costs of 13,375 dollars, according to an annual survey by the Kaiser Family Foundation, a non-profit.

I'll see more changes to my salary?
At the beginning of next year, employees are automatically enrolled for a new insurance program, known as the class schedule, long term care coverage, unless they decide to retire. The program is financed by a deduction at source.
From 2014, employees participating in wellness programs or health standards will also lead to a break of 30% of their premiums if the employer chooses to offer this incentive.
I'll have more choices in health plans?
You could. States accumulate regulated insurance markets, or exchanges in 2014, where insurers offer plans that will meet basic standards of government. It was primarily intended for people who do not enjoy the work shop for a health plan for help.
But employers with fewer than 100 employees would be allowed to make these exchanges, which give their employees greater choice than most plans now. States may lead to the largest employers of these exchanges from 2017 to enter.

Wednesday, September 1, 2010

Health Insurance Opponents


If anything, the proposed revision of the Congress that health care Libertarian Michael Cannon sets teeth on edge, it is the requirement that all Americans get health insurance.

"The federal government no power to force you to buy a private product," said Cannon, a political analyst at the Cato Institute's Health, a free market think tank in Washington.

 But with Congress ready to do so, the mandate of universal coverage of Eastside generate opposition, not only civil libertarians, such as guns, the guiding hand of government regulation in virtually all property types but some liberals - and even some members of the insurance industry, which stands to gain millions of customers.

Both versions of the House and Senate the renewal of health care includes a requirement that everyone have health insurance through employment, the government or the private market.

In theory, the rationale seems simple: many people pay relatively modest premium, creating a pool of money large enough to take care of those who need to take.

The presence of people of all ages to participate in health care is particularly important, analysts note, because the medical problems that result in large claims are disproportionately located among older Americans. When young, healthy people go without insurance, higher premiums would be hunted for others.

But even if the critics right about legal problems, critics on the left claim that Americans are locked into buying a product that is likely to be more expensive - especially if, as seems likely, the statement does not include a government run insurance program to compete with private companies, the option called public.

"We want to see the upheaval individual mission," said Jim Dean, chairman of the Liberal Democracy for America, founded by his brother, former Vermont Governor Howard Dean.

The mandate "was just the presence of a government that could provide competition and control cost data," said Jim Dean. "It's not fair when people buy insurance insurance even this problem first."

Mainstream Republicans have also adopted the war cry without a warrant, led by a group of more than a dozen prosecutors who determine whether the warrant is unconstitutional.